--- title: Whitepaper 8 - MiCarGPT description: "MiCARGPT: how FiSer built a grounded AI banks can trust for regulatory compliance — tested against ChatGPT, configured for the EU AI Act and DORA." --- [![FiSer logo png](https://www.fiser.consulting/hs-fs/hubfs/FiSer%20logo%20png.png?width=300&height=65&name=FiSer%20logo%20png.png)](https://www.fiser.consulting/home-old-?hsLang=en) # WHITEPAPER ## MiCARGPT: Build Your Own Regulatory AI *A delivery blueprint for grounded, governed GPTs in banking* ## INTRODUCTION   Generative AI has reached the compliance function faster than the controls to govern it. A general-purpose chatbot answers a question about a new regulation with the same fluent confidence whether it's right or inventing the answer. MiCARGPT is FiSer's answer: a grounded, governed AI assistant built for MiCAR, and tested head-to-head against a generic model. The experience behind it offers a practical blueprint for how banks can build regulatory AI they — and their supervisors — can actually trust. ## WHAT YOU WILL LEARN   This paper outlines: - Why generic AI models fail the compliance test, and what the research on legal AI hallucination shows - How MiCARGPT is built: curate, retrieve, ground — not generate - The build decision between a Custom GPT and an enterprise RAG architecture - The seven model and seven platform capabilities a bank should test for before going live - How MiCARGPT performed against a generic model, side by side - How to configure a regulatory AI against the EU AI Act and DORA from day one   ## LETS GET IN TOUCH ## How can we help you? We support financial institutions in delivering transformation, innovation, and long-term value. [info@fiser.consulting](mailto:info@fiser.consulting) [+31 20 800 67 93](tel:+31208006793) [Visit The Contact Page](https://www.fiser.consulting/contact-form?hsLang=en) [mailto:info@fiser.consulting](mailto:info@fiser.consulting)