In August 2025, the European Banking Authority (EBA) released the results of its EU-wide stress test, which shows how banks are positioned to withstand future economic shocks. The findings reveal a stronger banking sector, with improved capital resilience and deeper integration of climate risk into stress testing.
At FiSer Consulting, we’ve analyzed these findings and created a comprehensive whitepaper, “Supervisory Stress Test: Ensuring Resilience and Strategic Advantage”, to guide banks in leveraging these results for strategic advantage.
Key Insights:
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Capital Resilience Improvement: The average CET1 depletion was –3.7%, showing stronger capital buffers in the banking sector.
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Climate Risk Integration: Environmental and ESG risks are now critical components of stress testing frameworks, helping banks prepare for both immediate and long-term impacts.
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Stress Testing as a Strategic Tool: Leading banks are transforming stress testing from a regulatory requirement into a strategic decision-making tool.
The whitepaper also outlines how banks can implement a step-by-step roadmap to improve governance, enhance data capabilities, and strengthen their stress testing practices.
Ready to Stay Ahead?
Download the full whitepaper to explore actionable insights on how to build a more resilient, forward-thinking institution.
