The pace of M&A activity in banking is accelerating but most integrations still struggle to deliver the expected value. In fact, many fail to meet strategic goals due to one simple reason: they treat bank-on-bank integrations like any other transformation.
The reality is different. Bank mergers are uniquely complex. They combine real-time operational risk, strict regulatory scrutiny, customer trust sensitivity, and deep technology dependencies; all happening at once, under pressure.
At FiSer Consulting, we’ve worked with leading European banks to deliver post-merger integrations where failure is not an option. In our experience, traditional M&A often fall short in this context.
What makes bank M&A integration different?
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Banks operate 24/7 - systems can't be paused
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Customer trust must be preserved at all times
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Regulators require early, structured engagement
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Legacy IT and data complexity creates risk
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Culture, governance and decision-making must align quickly
What’s inside the whitepaper?
Our latest whitepaper, Beyond Integration, outlines a practical framework for delivering high-stakes bank mergers. It covers:
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What sets bank-on-bank integrations apart
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How to design programmes that balance resilience, regulation, and trust
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The execution levers that matter most: TOM alignment, customer continuity, and synergy capture
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How leading banks approach integration and how success is measured
Whether you're preparing a transaction, managing an integration, or recovering momentum, this guide offers a clear roadmap built on experience.
